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Client Confidential Profile

This financial planning summary is designed to help you take inventory and assign realistic values to your personal assets and liabilities. It is the essential first step in organizing a sensible financial plan for your future.

    • Client Confidential Profile
    • Risk Profile
    • Family Balance Sheet & Cash Flows
    • Goals & Objectives

    Client Confidential Profile

    Family Information










    Occupation








    Personal Advisors

    Do you have a preference or commitment to this advisor?


    Do you have a preference or commitment to this advisor?


    Do you have a preference or commitment to this advisor?


    Do you have a preference or commitment to this advisor?


    Do you have a preference or commitment to this advisor?

    Financial Objectives

    General Information

    Are you comfortable with your current cash flow?

    Retirement Planning


    Are you contributing to an IRA?

    Are you covered by any company retirement plans?


    Insurance Protection
    Do you have adequate disability coverage?

    Do you have adequate personal liability coverage?

    Do you have adequate life insurance?

    Do you have long-term care insurance for nursing home expenses?

    Estate Planning
    Do you have current wills?

    Have you established any trusts?

    Are you the beneficiary of any trusts?

    Have you adequately considered estate taxes?

    Have you provided adequate estate liquidity for your heirs?

    Additional Concerns?

    Risk Profile

    What is your investment experience with stocks or mutual funds?

    What is your investment experience with bonds or bond mutual funds?

    What is your investment goal?

    How many years do you have until retirement?

    What do you expect to be your next major expenditure?

    How many years until this expense is incurred?

    What are your major objectives for your investments?

    When do you expect to use the bulk of the money you are accumulating in your investments?

    Over the next several years, do you expect your household annual income to:

    Are you expecting an inheritance? If so, how much?

    If expecting an inheritance, how many years until you may expect it?

    Due to a general market correction, one of your investments loses 25% of its value in a short time after you buy it. What do you do?

    Some people need their investment portfolio to generate current income to meet on-going needs. This typically tilts the investment portfolio towards bonds and dividend paying stocks. How accurately does this describe your objectives?

    You have just reached the $10,000 plateau on a TV game show. Now you must choose between quitting with the $10,000 in hand or betting the entire $10,000 on one of the three scenarios below. Which do you choose?

    How large of a temporary decline in your portfolio are you willing to accept before challenging your investment strategy, assuming you start with $100,000?

    By what percentage do you expect your portfolio to grow annually over the long-term? (10+ years)


    Family Balance Sheet & Cash Flows

    Assets











    Liabilities





    Annual Income






    Annual Expenses




    Goals & Objectives

    Personal Goals: Please rank the following in order of importance (1 being low & 10 being high)
    Increase my net worth

    Reduce my tax burden

    Pay education expenses for my children

    Financial security at retirement

    Purchase real estate

    Plan for long-term care

    Provide for my family in the event of my (or my spouse's) death

    Minimize the cost of probate and estate taxes

    Control the distribution of assets to my heirs

    Fund a charitable endeavor

    If you could change three things about your current financial situation, what would you change?



    Investment Goals: Please select the appropriate priority level for each goal.
    Return should exceed inflation

    Principal should be safe

    Investments should be liquid (immediately accessible)

    Diversification is important

    Professional asset management is important

    Reducing my taxable income

    Building tax-free income

    Long-term growth

    Short-term profits

    Risk Tolerance
    Please rate your tolerance for risk on a scale of 1 to 10 (1 being low & 10 being high)