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Put The Power Of Proactive Wealth Management To Work For You

Many times, financial advice doesn’t make a significant impact on your life.  That’s why we’re different:  we provide the proactive, holistic help that creates growth on many fronts in your financial life.  That compound effect can create greater results, which in turn keeps you motivated to continue moving forward.

By working directly with our experts, you’ll get customized investment, tax, and estate planning strategies to manage risk, maximize cash flow, and help your wealth grow.  And because it’s not just a one-time effort, your financial life will continue to evolve, as we keep looking for ways to seize new opportunities and build on your results.

Of course, it’s also critical that you feel comfortable with our recommendations and suggested strategies.  That’s why we make the entire process simple by explaining everything in common, clear and plain terms. We practice full transparency and welcome frequent communication with you.

This cumulative effect enhances wealth accumulation.

McGervey Wealth Management gives you a powerful combination:

  • Proactive, comprehensive financial planning
  • Disciplined investment management, all handled in-house (not outsourced)
  • Tax, estate, and business planning strategies to enhance your wealth-building efforts

All these services are included in one simple, transparent fee schedule.  Unlimited support is included, so you can call or email us as much as we can be of help to you.  There are no extra charges or surprise bills.  This proactive, continuous process helps you achieve your goals faster! 

Custom Wealth Plan Design

Custom Wealth Plan Design

At McGervey you won’t have to settle for the standard, off-the-rack approach of too many ordinary financial advisors. Instead, your plan is constructed specifically for you and your unique circumstances. Always. Call it stubborn, but it’s the type of stubborn your financial life deserves. McGervey approaches wealth planning with a comprehensive and customized foundation that sets everything in motion (and gets reassessed on an ongoing basis).

Your financial plan charts your path to your desired wealth destination. This also takes into account key factors such as life transition, business transition, and generational transfers — yet allows for the important intangibles such as emotions (peace of mind and aspirations) and relationships (family and obligations).

Because our services are fee-only, our investment recommendations are objective and fully aligned with your best interests. We also meet with you regularly for reviews, to make sure you’re on track, and to change your plan when your life changes.

Tax Minimization Strategies

Tax Minimization Strategies

Are you paying more in taxes than you need to? Many people, especially business owners, probably are. We aim to help you use the tax code to your advantage. Whether we can use strategies based on your business structure, retirement plan, or individual investments, we’ll do a comprehensive look for tax planning opportunities.

Our service includes evaluating recent tax returns to look for potential tax strategies and alternatives to save you money, now and in the future. This is all included in our fee; there’s no extra charge.

Estate Planning

Estate Planning

We’ll also help with your estate planning as part of our standard service. Our goal here is to minimize tax obligations and help ensure an efficient transfer of wealth. Whether you plan on leaving a legacy for your family, your favorite causes, or both, we’ll help you plan so your wealth will go the farthest.

We’ll work in tandem with your legal counsel on this, or help you find a cost-effective and experienced estate planning attorney to implement your wishes.

We’ll also help you with all aspects of end-of-life planning, so you and your family are prepared for the unexpected.

Portfolio Management

Portfolio Management

“In today’s complex market, it’s risky to go in search of a needle in a haystack. Instead, we help you find the haystack with the most needles.”

-Mike McGervey, CFP®, CRPC®, Founder

In today’s volatile market climate, stock picking and simplistic diversification are no longer enough. You want to act, not react … reason rather than speculate … custom create a portfolio instead of diversifying by default. McGervey Wealth Management uses a disciplined, time-tested process that goes beyond the ordinary to create your portfolio and dynamically manage it.

As importantly, we don’t outsource your investments to a manager you’ll never meet. We believe that puts you at risk since a third-party manager never gets to know you, your responsibilities, and your preferences.

Instead, you will meet eye to eye with your investment manager. We create a portfolio that’s right for you, not right for the average person your age.

Decisions are made on solid reason, not emotional reactions. Actions are based on actual market and fundamental realities, not speculation about what somebody thinks might happen.

Investment Decisions by Committee, Not a Single Advisor

Investment Decisions by Committee, Not a Single Advisor

Investing in today’s uncertain climate is a challenge. Your life savings shouldn’t be at the whim of one person who might make a call based on emotion. Instead, at McGervey Wealth, all investment decisions are made by our Investment Committee to ensure balanced and reasoned decisions. This is an important risk management step we believe is too often absent with individual financial advisors, but critical to your financial well-being.

Investment decisions are validated weekly. You always know what’s happening and why, with full access and open communication. We believe in educated clients, so we invest a lot of time making sure you understand and are comfortable with the investment strategies in use. We can be objective about recommendations because we only succeed when you succeed. We operate at all times in a fiduciary capacity, acting in your best interests and holding ourselves to a standard to earn and keep your trust.

Risk Management

Risk Management

Too many financial advisors don’t pay enough attention to protecting what you’ve built. At McGervey Wealth Management, we understand how crucial it is to focus on avoiding large losses while growing your wealth. You can’t eliminate risk, so we recommend protections to mitigate risk, given your circumstances.

We do that for more than just your investments. There are many risks out there that can derail your financial plan, so we work to help you manage those risks effectively. This will always vary based on your circumstances but may involve managing your exposure with life insurance, income replacement, business succession funding, as well as disability and long-term care coverages.

Because we’re a fee-only advisor, we provide independent, unbiased advice. We receive no form of commission or incentive and advise our clients with one goal in mind — to provide absolute peace of mind. Therefore, if you need an insurance product, we’ll always help you locate a quality option at a reasonable cost. And we’ll also look to make sure you’re not over-insuring either, and may even recommend you lighten up if we believe you are overpaying for coverage you don’t need.

Concierge Services

Concierge Services

Successful people and business owners usually have a far more complex financial life than most people. Makes sense. What doesn’t make sense is that you have to deal with all that complexity yourself.

McGervey Wealth provides you with a level of financial concierge services to save you time and headaches. You enjoy insight, guidance, and administrative support for all aspects of your financial picture. This spans investment and risk management to real estate and business planning to retirement and family/lifestyle. You’ll also get access to a full network of specialists curated for your needs. This time-saving feature (not including costs of outside professionals) is also included for no extra charge with our standard fee.

Leading Technology

Leading Technology

McGervey Wealth Management is dedicated to keeping you informed and up to date. So we are always investing in the newest ways to enhance our ability to connect with you.

Our technological resources enable you to see your entire wealth landscape in a simple, easy-to-understand interface. We’re also able to collaborate with you via virtual meetings or use your client portal for real-time communication. No matter the medium, you’ll find it easy to get our input when urgent situations arise, so you can always make the best financial decisions possible.

At McGervey Wealth Management, we understand how crucial it is to focus on avoiding large losses while growing your wealth.  You can’t eliminate risk, so we recommend protections to mitigate risk, given your circumstances.

It’s your money. You should understand how it is invested.